Frequently Asked Questions
What is ABD Medicaid?
ABD Medicaid is for the Aged, Blind, and Disabled. This is for anyone over the age of 65 with income equal to or below 100% of the poverty level or receiving Social Security Disability and needing a supplement to their Medicare or blind.
Can I apply for this Medicaid on my own?
Absolutely, it is free to apply for this Medicaid on your own. Please contact your County Board of Social Services. For a complete list of your County Board of Social Services click here.
Then why would I pay someone to apply for me?
In some cases I would recommend you apply on your own, for some it is more complicated. Since Medicaid takes into consideration your income and assets to determine eligibility it may be beneficial to seek help from a professional. Medicaid also has specific rules on how assets are spent 5 years prior to needing LTC (Long Term Care) Medicaid. If you have a significant amount of assets or have questions pertaining to Medicaid rules you might need a professional. If you have already applied for Medicaid and you have been denied it could also be very beneficial to hire someone to help you apply.
Do I need an attorney?
Some people would benefit greatly from hiring attorney. I work closely with attorneys and will refer as needed. If you need legal advice I will refer you to great elder care attorneys depending on your preferences and specific needs.
Why do you only service New Jersey?
While Adult Medicaid is a Federal Program technically, there is a Federal and State partnership that allows each state to operate their Medicaid program differently as long as they are meeting minimal Federal requirements. I am most familiar with Medicaid rules in the State of NJ. If you are residing in neighboring Pennsylvania I may be able to refer you to someone or answer limited questions.
Aren’t you a Certified Medicaid Planner? Why don’t you do Medicaid Planning?
Good question. If you need legal advice you need an attorney. I do know Medicaid rules thoroughly, however I do not participate in the unauthorized practice of law.